Guide to Buying a Resale Flat in Chembur — What to Check & Expect
Buying a resale flat in Chembur can be a smart and strategic decision for homebuyers who prefer ready possession, established neighbourhoods, and transparent pricing. Chembur’s resale market is strong due to its connectivity, mature social infrastructure, and variety of housing options ranging from old spacious societies to newly redeveloped buildings. However, buying a resale flat requires careful checks and proper documentation to avoid future complications. Here is a complete guide on what to look for and what to expect when purchasing a resale property in Chembur.
12/12/20252 min read
1. Understand the Market Rates and Micro-Location Differences
Chembur comprises multiple pockets — Sindhi Society, Pestom Sagar, Chembur Colony, Deonar, RCF, Shell Colony, and Chembur East. Each locality has different price trends based on amenities, age of buildings, road access, and proximity to schools or transport.
Things to do:
Compare recent sale prices in the same area.
Check why the seller is selling — urgency may help in negotiation.
Evaluate how upcoming metro lines and redevelopment projects impact future value.
Knowing the market rate helps you avoid overpaying and strengthens your negotiation power.
2. Check the Age and Condition of the Building
Chembur has many buildings between 20–50 years old, while many are under redevelopment or recently upgraded.
Checklist:
Structural condition of the building.
Recent repairs, pending maintenance, or major expenses planned.
Life of the lift, plumbing system, and electrical wiring.
Quality of ventilation, light, and layout.
Old buildings can be charming and spacious, but you should budget for potential repairs.
3. Verify Ownership and Legal Documentation
Legal due diligence is crucial in a resale transaction.
Documents to check:
Title of the property (clear and marketable).
Sale deed of current owner.
Share certificate from the housing society.
Occupancy Certificate (OC).
Property tax receipts (ensure no dues).
NOC from the society for the sale.
Latest electricity, water, and maintenance bill.
Always consult a property lawyer to verify all documents.
4. Inspect the Flat Thoroughly Before Finalizing
A resale flat allows you to see exactly what you are buying.
Check the following:
Wall dampness or leakage (common during monsoon).
Quality of flooring, paint, and carpentry.
Bathroom fittings, drainage, and water pressure.
Kitchen layout and gas connection.
Condition of windows, grills, and doors.
If renovations are needed, get an estimate beforehand to understand the additional cost.
5. Understand Society Rules, Maintenance Costs & Future Plans
Chembur societies vary widely in culture, maintenance, and community style.
Key things to ask:
Monthly maintenance and sinking fund.
Membership fees and transfer charges.
Future redevelopment plans.
Society restrictions (pets, rentals, parking, etc.).
Availability of parking for your vehicle.
A well-managed society improves your living experience and future resale value.
6. Negotiate Smartly and Be Ready for Additional Costs
Common extra costs include:
Stamp duty & registration
Society transfer charges
Brokerage (if applicable)
Minor repair work
Movers and shifting costs
Once you understand the condition of the flat and seller motivation, negotiate accordingly. In Chembur, buyers often secure 2–5% lower prices than quoted if they negotiate at the right time.
Conclusion
Buying a resale flat in Chembur is a reliable and value-driven decision, especially for families and end-users. With ready possession, established neighbourhoods, and transparency in the property’s condition, resale homes often provide better clarity compared to under-construction projects. By reviewing documentation, inspecting physical conditions, and understanding society rules, you can make a confident and well-informed purchase in Chembur’s thriving real estate market.
