Buying a Resale Flat in Chembur | What You Must Check First

With its strategic location, solid infrastructure, and fast-paced redevelopment, Chembur has become one of Mumbai’s most promising residential hubs. While many prefer newly launched projects, resale flats in Chembur are a smart choice for those seeking ready-to-move-in homes at competitive prices. However, buying a resale property requires a thorough checklist to avoid legal hassles, hidden costs, and structural issues. Here's everything you must verify before sealing the deal.

Gaurav Punjabi

7/30/20252 min read

1. Examine the ownership and title documents

Before doing anything else, make sure the seller has full title to the property.
Ask for:

• Sale deed
• Previous chain of agreements
• Share certificate (for societies)
• Encumbrance certificate (to verify that no legal obligations exist)
Could you verify the seller's complete selling rights as well? This is crucial if the apartment is jointly owned or inherited.

2. Clearance of Dues & Society NOC

Check with the housing society if:
• The seller has paid all maintenance obligations
• No property taxes are still outstanding
• The society has granted a No Objection Certificate (NOC) for the transfer.
In the absence of these, loan processing and registration may be delayed.

3. Building Condition & Age

Many parts of Chembur — like Chembur Camp, Sindhi Society, and Shell Colony — have older buildings. It’s crucial to:

Inspect for leakage, cracks, poor ventilation
Ask about structural audit reports, especially if the building is over 30 years old
Understand if there’s any redevelopment plan underway

Pro tip: Resale flats in older societies often offer larger carpet areas, but may need renovation.

4. Loan Qualifications and Assessment

The majority of banks provide loans for resale apartments, but only if the structure is:
• Local authorities have given their legal approval.
• The MHADA/CECI list of damaged structures does not include
• RERA-registered or properly documented
To ensure the pricing is in line with the market rate, conduct a valuation analysis as well. This is particularly crucial in places like Pestom Sagar and Tilak Nagar, where costs might differ significantly between projects.

5. Examine the Usable Space and Carpet Area

Verify the carpet area according to approved plans at all times, not simply the seller's quote. Although the layout of older buildings is frequently larger than that of newer ones, the amount of usable space can vary depending on:

• Encroachments into common areas
• Internal walls
• Actual floor plan vs modified layout

6. Location Advantage & Resale Value

Assess possibilities for the future by taking into account:
• Upcoming facilities (such Metro Line 2B)
• Closeness to marketplaces, schools, and hospitals
• Neighborhood development (e.g., Govandi East, Chembur East vs. Chembur West)
Purchasing a resale apartment in a developing area offers you the advantages of both instant possession and appreciation.

Conclusion

If you do your research, you can find a resale apartment in Chembur that offers great value. It provides you with ready infrastructure, established societies, and frequently a better carpet area for your money.

Do you need assistance assessing Chembur resale apartments?
At no additional expense, our professionals at ChemburProperty.com can help you with property inspections, legal checks, and fair pricing.